Predicting the FutureTo a certain degree insurance companies have to be able to look into the future and state what will happen with some sort of accuracy. Essentially, it is how they work out their rates and premiums. They need to look into the foreseeable future to see what they may or may not have to pay out.As a result, the insurance industry wanted to be able to have access to information provided from genetic tests, as this would mean that people who had a genetic disposition towards certain serious illnesses could be accounted for, and pay higher premiums to protect the companies from the added risk of insuring such individuals.

More: continued here