According to California law, the driver causing an auto accident is liable for all damages caused therein. Aside from the minimum insurance coverage, many vehicle owners choose additional types of coverage for added protection. Also, automobile insurance premiums typically vary contingent upon any number of factors. For instance, women, because they historically drive slower, are considered safer insurance risks than their male counterparts. An auto accident caused by a woman who is driving at a lower speed generally occurs with lower impact resulting in lesser damages. With this in mind, any vehicle owner would be wise to consult with an experienced, licensed insurance agent to determine a viable cheap California auto insurance option.

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